Exness account settings: leverage, passwords and security

What this page covers

Exness account settings fall into a few groups: leverage on each trading account, the passwords for the Personal Area and for trading accounts, account housekeeping such as names and archiving, and security settings.

Exness changes its menus and conditions over time, and some options depend on the company your account is registered with. We describe what each setting means and does. For the exact current steps, use your Personal Area or the official Exness site. Facts quoted here come from Exness's public pages and Help Center and were checked when this page was written. Conditions can change after that.

Leveraged CFD and forex trading can lose money fast. Changing a setting does not reduce that risk unless you also change how much you risk per trade.

Exness change leverage: what you can and cannot set

Leverage is the ratio between the size of a position and the margin you must put up to open it. Higher leverage means a smaller margin requirement for the same position. It does not change the profit or loss per pip.

Key limits from Exness:

• The lowest setting is 1:2. Exness states: "Leverage cannot be disabled."
• The maximum shown for account types such as Standard is 1:Unlimited. Unlimited leverage is not given to everyone by default. It requires on real accounts: equity below 5,000 USD and at least 10 closed orders totalling 5 lots or more across real accounts.
• Unlimited leverage applies only to listed instruments: Forex majors and minors, DXY, USDCNH, HKDJPY, USDHKD, USDTHB; all commodities except XAUUSD247; BTCUSD, BTCUSDT, ETHUSD, ETHBTC.
• Some entities have lower caps: Exness (KE) 1:400; Exness Limited Jordan 1:100. Your Personal Area footer shows which entity holds your account (shown in the Personal Area footer).

Your chosen setting does not apply to every trade. Some instruments and periods use their own margin rules:

• Fixed leverage instruments. Leverage is fixed for most indices except JP225, USTEC, USTEC_x100, US500, US500_x100, US30, US30_x10. XAUUSD247: gold 7 days a week, fixed leverage 1:200.
• Higher margin requirements (HMR). Forex leverage during HMR is 1:200 (0.5%). HMR covers orders opened from 15 minutes before to 90 seconds after high-impact news. Gold during HMR: 1:200 – 1:1000 (0.1%-0.5%).

Where to change it

Leverage is set per trading account. Check in the Personal Area how leverage can be changed for your account and entity. If the option is missing or capped, the reason is usually your entity, your equity or your eligibility. Customer support can confirm which applies. For more on how leverage works, see Leverage.

What a leverage change affects

Margin is calculated from position size and leverage. In practice:

• Lower leverage raises the margin needed for the same position. Free margin falls, and your margin level (equity divided by used margin) falls with it.
• Higher leverage lowers the margin needed, so you can open larger positions with the same equity. Losses grow with position size, not with leverage itself, but larger positions become possible.

The margin call and stop out levels for each account type are: Standard Cent: margin call 60%, stop out 0%; Standard: margin call 60%, stop out 0%; Pro: margin call 30%, stop out 0%; Raw Spread: margin call 30%, stop out 0%; Zero: margin call 30%, stop out 0%. Exness also notes that 0% stop out not supported in some countries; may vary.

If you have open positions, a lower setting can push your margin level toward these levels. Before reducing leverage with trades open, ask support whether the change will be applied to existing positions on your account.

Other related rules:

• Hedged margin (margin on opposite positions in the same instrument) is 0%.
• Negative balance protection: balance reset to 0 after stop out.

Read more in Margin call and stop out and Hedged margin. Our calculators let you compare margin at different leverage settings before you change anything.

Exness change password and reset password

There are separate passwords, and it helps to know which one you are dealing with.

Resetting a forgotten password

We do not describe exact reset screens because Exness can change them. The official routes are:

• Personal Area password: use the password recovery option on the official Exness sign-in page. See Login for how sign-in works.
• Trading password: manage it for the specific account inside the Personal Area. Then enter the new password in MetaTrader or the app.

After a reset, terminals that saved the old password will fail to connect until you enter the new one. A failed login does not close your open positions. They stay open on the server and remain exposed to the market.

Never share a trading password with anyone offering to "manage" your account. The SECP warns that illegal platforms are often promoted through messaging apps and social media (SECP warnings by press release naming platforms (Quotex 09.04.2025; IBKR look-alikes, IGIL Securities, BMA Capital No.108 etc. 22.05.2025; Hillhouse Capital, S-169 Wharton 13.01.2026), none of which names Exness).

Renaming and archiving accounts

Exness's public sources we checked do not describe renaming or archiving trading accounts in detail. Check in the Personal Area whether these options are available for your account type, and what happens to the history and balance of an archived account.

For demo accounts, the balance can be changed via Set Balance in the Personal Area or Exness Trade app. New registrations come with a real Standard MT5 account and a demo Standard MT5 account. To add more, see Additional accounts.

Security settings

Exness lists these payment security measures: segregated accounts, OTP, PCI DSS, 3D Secure. "OTP" means a one-time password, a short code sent to you to confirm a sensitive action.

Practical points:

• Keep your email and phone up to date. Verification includes verify email and phone, personal details, Proof of Identity (POI), Proof of Address (POA).
• Install apps only from official sources: Google Play Store and Apple App Store; APK where Android stores are unavailable.
• Withdrawals go to own personal payment accounts only, which limits what someone with stolen access can do with funds.

Our Account security page covers this in more depth.

Swap-free status as an account setting

Exness assigns swap-free status automatically to clients registered from listed countries, and Pakistan is on that list: Algeria, Azerbaijan, Bahrain, Bangladesh, Brunei, Chad, Comoros, Côte d'Ivoire, Djibouti, Egypt, Indonesia, Iraq, Jordan, Kazakhstan, Kyrgyzstan, Kuwait, Lebanon, Libya, Maldives, Mauritania, Morocco, Niger, Oman, Pakistan, Qatar, Saudi Arabia, Senegal, Tajikistan, Tunisia, Turkiye, Turkmenistan, United Arab Emirates, Uzbekistan. For other accounts, by default all accounts are swap-free on listed instruments; the status can be lost. See Swap-free accounts.

Legal note for Pakistan

On offshore forex products, per the SBP, the purchase of offshore forex/margin/CFD products by Pakistani residents violates section 4(1) of FERA 1947, and per the SBP, remitting foreign exchange to overseas forex/margin/CFD platforms is not allowed through any payment channel (FERA s.5(1)). Read Is Exness legal before you open or fund an account.

Frequent questions

Can I turn leverage off completely?

No. The lowest setting is 1:2, and Exness says leverage cannot be disabled.

Why can't I select unlimited leverage?

It requires on real accounts: equity below 5,000 USD and at least 10 closed orders totalling 5 lots or more across real accounts. Your entity may also cap leverage: Exness (KE) 1:400; Exness Limited Jordan 1:100.

Does lowering leverage affect my open trades?

A lower setting raises the margin requirement, which can bring your margin level closer to margin call or stop out. Ask support how a change is applied to existing positions on your account before you make it.

Is the trading password the same as my Personal Area password?

No. The Personal Area password opens your profile. Each trading account has its own password for MetaTrader and other terminals.

I reset my trading password. Why won't MT5 connect?

The terminal is still using the old saved password. Log in again with the new one. Your positions stay open on the server in the meantime.

Does my leverage apply during news?

Not always. Orders opened from 15 minutes before to 90 seconds after high-impact news fall under higher margin requirements, for forex 1:200 (0.5%).