What this section covers
A deposit is money you send into a trading account. A withdrawal is money you take back out. Both go through a payment method, such as a bank card, bank transfer, e-wallet or crypto wallet. Each method has its own processing time, possible fees and verification rules.
For an Exness deposit and withdrawal, the payment methods available in Pakistan, their limits and their processing times are the ones shown in your Exness Personal Area, so check the current condition there or on the official site before you pay.
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Pakistani law comes first
Before you look at methods, read the rules that apply to residents of Pakistan:
- On remittances: per the SBP, remitting foreign exchange to overseas forex/margin/CFD platforms is not allowed through any payment channel (FERA s.5(1)).
- On buying offshore products: per the SBP, the purchase of offshore forex/margin/CFD products by Pakistani residents violates section 4(1) of FERA 1947.
- On investor protection: per the SECP, offshore platforms have no Pakistani licence or oversight and offer no legal protection or recourse.
These statements come from the State Bank of Pakistan and the SECP. They affect every broker payment you make from Pakistan, whatever the method. The Law and regulators and Regulation and Safety pages explain them in more detail.
Leveraged forex and CFD trading can lose money fast. Money you deposit can be lost in full.
How to use this section
If you are new
Start with these pages in order:
- Making a deposit: how a deposit request works and what to check before you pay.
- Withdrawal methods: how a withdrawal is usually tied to the method you used to deposit.
- Withdrawal rules: verification, matching names and the order in which money is returned.
- Payment security: how to protect your account and avoid fake payment pages.
If you already trade
You will find the details that cause most questions:
- Withdrawal time and payment processing hours: the difference between the broker processing a request and your bank or wallet receiving the money.
- Payment fees and currency conversion: where costs can appear, including the exchange spread your bank or card issuer applies.
- Withdrawal problems: common reasons a request stays pending or is declined.
- Internal transfers: moving money between your own trading accounts.
Method-specific guides cover card payments, bank transfers, e-wallets and crypto payments.
Checklist for a first withdrawal
Go through this list before your first withdrawal request:
- Verification. Your profile and documents are fully verified, and the name on the account matches the name on your bank account, card or wallet.
- Same method. You plan to withdraw to the method you deposited with, unless the Personal Area shows another option.
- Free margin. Free margin is the money not tied up as margin for open positions. Withdrawing too much while trades are open can bring your account closer to margin call or stop-out. The margin call simulator shows how this works.
- Currency. You know which currency the payment arrives in and who converts it. The currency converter gives a rough idea of the amount.
- Fees and times. You have checked the fee and processing time shown for that method in the Personal Area.
- Records. You keep the transaction ID, the date and screenshots of the request.
- Official channels only. You use only the official site or app. You never share passwords or codes with anyone who contacts you through WhatsApp or social media.
Frequent questions
Which payment methods can I use from Pakistan?
That depends on the broker and can change. Check the list shown in your Personal Area. Also read the SBP position on remitting foreign exchange to offshore trading platforms, quoted above.
Why is my withdrawal slower than my deposit?
A withdrawal usually needs the broker to review the request and then the bank or wallet to process it. Each step adds time. See Withdrawal time.
Can I withdraw to a friend's account?
Brokers normally require the payment account to be in your own name. Payments involving other people's accounts are a common reason for declined requests.
Do I pay fees on deposits and withdrawals?
The broker, your bank and any currency conversion can each add a cost. Check the fee shown for the method, then see Payment fees.
Is my money protected if something goes wrong?
On offshore platforms: per the SECP, offshore platforms have no Pakistani licence or oversight and offer no legal protection or recourse. Read Regulation and Safety before you send any money.
