What an internal transfer is
An internal transfer moves funds from one of your Exness trading accounts to another. The money stays with the broker and does not go to a bank, card or wallet. Traders use transfers to fund a new account type, separate strategies, or move money out of an account before a withdrawal.
After registration, Exness creates a real Standard MT5 account and a demo Standard MT5 account in your Personal Area. If you open more real accounts, for example a Standard Cent account or a Pro account, you may want to move funds between them instead of making a new deposit.
Where to find transfer options
Exness publishes no public list of internal transfer options, conditions or timings that we can quote. Payment methods in general are shown only in the Personal Area; depends on registered region. Treat internal transfers the same way. What you see in your own Personal Area is the current condition for your account. Before you rely on a transfer, check these points there or on the official Exness site:
- whether transfers between your own accounts are available
- whether transfers to another Exness client are allowed at all
- any limits, fees or processing times shown at the moment of the transfer
Withdrawals to outside payment accounts follow a separate rule: funds go to own personal payment accounts only. See withdrawal rules.
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Currency conversion between accounts
Each trading account has its own currency. Standard accounts can use currencies such as USD or PKR from this list: AED, BND, EUR, INR, KZT, OMR, THB, XOF, ARS, BRL, GBP, JOD, MAD, PHP, UAH, ZAR, AUD, CAD, GHS, JPY, MXN, PKR, UGX, MBT, AZN, CHF, HKD, KES, MYR, QAR, USD, BDT, CNY, HUF, KRW, NGN, SAR, UZS, BHD, EGP, IDR, KWD, NZD, SGD, VND. Cent accounts use cent units: USC, EUC, GBC, CHC, AUC, CAC, JPC (MT5/Exness only), IDC (MT5/Exness only), THC (MT5/Exness only), VNC (MT5/Exness only).
If the two accounts have different currencies, the amount has to be converted. Check the rate shown in the Personal Area before you confirm, because the converted amount is what lands in the second account. Cent accounts can also cause confusion, because the balance is shown in cents. For example, a 5 USD deposit gives a balance of 500 USC. A transfer into a cent account therefore shows a much larger number than a transfer into a USD account, even though the value is the same. For more detail, see currency conversion.
How a transfer affects margin
These terms decide whether a transfer is safe while you have open trades:
- Equity: your balance plus or minus the profit or loss of open positions.
- Margin: the funds held to keep positions open.
- Free margin: equity minus margin.
- Margin level: equity divided by margin, shown as a percentage.
Moving money out of an account with open positions lowers its equity and its margin level. Exness sets these levels: Standard Cent: margin call 60%, stop out 0%; Standard: margin call 60%, stop out 0%; Pro: margin call 30%, stop out 0%; Raw Spread: margin call 30%, stop out 0%; Zero: margin call 30%, stop out 0%. At margin call you get a warning. At stop out, positions start closing automatically. For withdrawals, the maximum amount is up to free margin. A transfer can leave an account with little buffer, so a normal price move may then trigger a stop out.
Leveraged CFD and forex trading can lose money fast, and moving funds between accounts does not reduce that risk. Use the calculators to check margin before and after a transfer, and read risk management.
Demo to real: why it does not work as a transfer
The demo account starts with 10,000 USD (virtual). You can reset it via Set Balance in the Personal Area or Exness Trade app. This balance is virtual and is not money, so there is nothing that could move to a real account. To trade with real funds, you deposit into a real account. See Exness deposit and demo account.
A note for Pakistan residents
The SBP and SECP have issued statements on offshore forex and CFD platforms. Before you fund any account, read law and regulators.
Frequent questions
Can I transfer between Exness accounts?
Check your Personal Area. It shows what is available for your account at that moment.
Can I send money to another Exness client?
We have no sourced Exness condition on this. Check the Personal Area or the official site before you plan around it.
Can I move my demo profit to a real account?
No. Demo funds are virtual, so there is nothing to transfer.
Will a transfer close my trades?
A transfer does not close trades by itself. It lowers equity, though, and if the margin level falls to the stop out level, positions can be closed automatically.
What if the accounts use different currencies?
The amount is converted. Check the rate shown before you confirm.
