What account currency means
The account currency (also called base currency) is the currency your trading account is kept in. Your balance, equity, margin, free margin, profit and loss, swaps and commissions are all shown in this currency.
It is separate from the currencies you trade. You can hold an account in Pakistani rupees and trade EURUSD or XAUUSD. The platform calculates the result in the instrument's own currency and then shows it in your account currency.
Leveraged CFD and forex trading can lose money fast, and that applies in every account currency. Choosing PKR or USD does not change the risk of a trade. It only changes the currency in which you see the result.
Available base currencies
Standard, Pro, Zero and Raw Spread accounts
Exness lists these account currencies for Standard accounts: AED, BND, EUR, INR, KZT, OMR, THB, XOF, ARS, BRL, GBP, JOD, MAD, PHP, UAH, ZAR, AUD, CAD, GHS, JPY, MXN, PKR, UGX, MBT, AZN, CHF, HKD, KES, MYR, QAR, USD, BDT, CNY, HUF, KRW, NGN, SAR, UZS, BHD, EGP, IDR, KWD, NZD, SGD, VND.
Both PKR and USD are on this list. That covers an Exness PKR account and an Exness USD account. The list on the official site is for the Standard account. Professional types (Pro, Zero, Raw Spread) may offer a different set. Check which currencies the account opening form offers you in the Personal Area.
Exness also notes that trading indices on Standard MT4 accounts is only available for selected account currencies. If you plan to trade indices on MT4, confirm this before you choose PKR or another local currency.
Standard Cent accounts
A Standard Cent account is kept in cent units of a currency. The listed currencies are: USC, EUC, GBC, CHC, AUC, CAC, JPC (MT5/Exness only), IDC (MT5/Exness only), THC (MT5/Exness only), VNC (MT5/Exness only). There is no PKR cent currency on this list.
In a cent account, the balance is shown in cents. Exness gives this example: a 5 USD deposit gives a balance of 500 USC. Volume is counted in cent lots: 1 cent lot = 1,000 USD = 0.01 standard lot. The money at risk is the same as in a normal account with the same value. Only the display changes.
The cent account is not available as a demo: demo not available.
Accounts created at registration
After registration, Exness creates a real Standard MT5 account and a demo Standard MT5 account. Whether you can pick or change the currency of these accounts, or whether you need to open a new account in another currency, is not something we confirm here. Check the current options in the Personal Area. See also Additional accounts.
Deposits in a different currency
Many people in Pakistan pay in rupees but think in dollars, or the other way round. When the payment currency and the account currency differ, a currency conversion has to happen somewhere along the way. This can be done by your bank, your payment provider or the broker.
Exness's public pages that we checked do not state which exchange rate is used for such conversions or when it is applied. Please do not assume a rate. Before you deposit, check the following in the Personal Area or on the official site:
- which payment methods are available to you: shown only in the Personal Area; depends on registered region
- what currency each method accepts and what amount will be credited
- whether a fee applies: Exness covers third-party costs; some deposit fees may apply on specific methods
Withdrawals go to own personal payment accounts only. If your bank account is in PKR and your trading account is in USD, the money is converted again on the way back. Converting in both directions can cost you twice through exchange rate spreads, even when no fee is charged.
Minimum deposits on the Exness site are quoted in USD, for example from 10 USD; may vary by location or payment method for Standard and at least 200 USD (depending on regional requirements) for professional types. On a PKR account, work out the rupee equivalent yourself and check the condition shown for your payment method. See Minimum deposit.
A legal point for Pakistani residents
On this point, per the SBP, remitting foreign exchange to overseas forex/margin/CFD platforms is not allowed through any payment channel (FERA s.5(1)). This affects how and whether you can fund an offshore account at all, in any currency. Read Is Exness legal in Pakistan before you deposit.
Why the account currency changes pip value
A pip is the standard small price step of an instrument. The pip value is how much money a pip of movement is worth for your position size. It is first calculated in the instrument's quote currency, which is the second currency in the pair. It is then converted into your account currency.
- EURUSD on a USD account: the quote currency is USD, so no conversion is needed. The pip value stays fixed for a given lot size.
- EURUSD on a PKR account: the pip value is worked out in USD and then converted to PKR at the current USDPKR rate. When the rupee moves against the dollar, the rupee value of each pip moves too, even though your position has not changed.
- USDJPY on any non-JPY account: the pip value is in JPY and is always converted.
Use the calculator below. Enter the instrument and lot size, for example the minimum of 0.01 lot. It shows the value of a pip in the quote currency and in your account currency. Run it once with USD and once with PKR as the account currency to see the difference.
Fill in the empty fields to see the result.
How P/L is reported
Profit and loss on each position is calculated in the quote currency and shown in your account currency. On a PKR account, this means:
- your P/L in rupees combines the price move of the instrument and the USDPKR rate at the time
- commissions, which the account pages state in USD, such as up to 3.50 USD each side per lot on Raw Spread, show up in your account currency. Check how they appear on your account statement.
- margin call and stop out levels are percentages, so they work the same way in every currency: Standard Cent: margin call 60%, stop out 0%; Standard: margin call 60%, stop out 0%; Pro: margin call 30%, stop out 0%; Raw Spread: margin call 30%, stop out 0%; Zero: margin call 30%, stop out 0%
A USD account keeps results on USD-quoted instruments in dollars. You only meet the exchange rate when you deposit or withdraw. A PKR account shows everything in rupees, which can make it easier to compare with your local expenses. The trade-off is that the exchange rate affects every figure you see. Neither choice reduces trading risk.
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Converting amounts yourself
To estimate what a deposit, a pip value or a loss means in another currency, use the converter. It uses the ECB reference rate. That is a reference figure, not the rate your bank, payment provider or Exness will apply. For official rupee rates, see SBP exchange rates.
ECB reference rate of 2026-11-11. Banks and brokers apply their own rates and fees.
A simple routine before opening a position:
- Find the pip value in your account currency with the pip calculator.
- Multiply it by the distance to your stop loss in pips to get the possible loss.
- Convert that loss into the currency you actually earn and spend.
- Compare it with how much you can afford to lose.
More on sizing positions is on Risk management and Calculators.
Frequent questions
Can I open an Exness PKR account?
PKR is in the published list of Standard account currencies. Check in the Personal Area whether it is offered for the account type and platform you want.
Is a USD account or a PKR account better?
Neither is better in general. A USD account keeps USD-quoted results in dollars. A PKR account shows everything in rupees, with the exchange rate built into every figure.
Is there a PKR cent account?
No. The cent currencies listed are USC, EUC, GBC, CHC, AUC, CAC, JPC (MT5/Exness only), IDC (MT5/Exness only), THC (MT5/Exness only), VNC (MT5/Exness only).
What rate is used when my deposit currency differs?
Exness's public pages we checked do not state it. Check the amount to be credited in the Personal Area before you confirm a payment.
Does the account currency change my leverage or stop out?
No. Leverage is a ratio, and margin call and stop out are percentages. They do not depend on the currency. See Leverage and Margin call and stop out.
Why did my PKR balance change with no trades open?
Your balance itself changes only through trades, swaps, fees, deposits and withdrawals. What changes over time is how that balance compares in value with other currencies. Open positions on non-PKR instruments also move with the exchange rate.